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Workers comp types and payments

On Behalf of | Dec 16, 2020 | Workers' Compensation

Employees in Wisconsin who get injured on the job and can no longer work may be able to draw workers’ comp benefits. All states offer several forms of health coverage that include death benefits, disability and rehabilitation. While the kind of benefits an employee receives are the same across the country, the amount could vary.

Disability benefits

Disability provides the worker with income replacement while they recover. Disability includes temporary total, temporary partial, permanent total and permanent partial.

Temporary benefits provide wages until the employee returns to work after serious injuries, such as back injury. Temporary partial benefits may be given to workers for injuries expected to heal such as burns or falls. The workers can still perform some tasks; they could get put on light duty or reduced hours.

Permanent benefits pay for injuries that can’t be cured, keeping the worker from working at their full capacity. A permanent partial benefit may be provided when the worker has a permanent condition or injury and can still work but not as they did before.

Benefit payments, death benefits and rehab

Workers could get more or less for the same type of injury based on their state. The amount likewise depends on the seriousness of the disability and may be subjected to minimum and maximum amounts.

Benefits commonly get figured on the employee’s average weekly wage and a percentage based on the difference between average pay and decreased pay. For example, if a worker got paid $800 for a job that required standing and was then placed on another job that paid $400, they would be paid $400 weekly in benefits.

Many employers also offer mental or physical rehabilitation if needed. If an employee dies from an injury, the survivors get death benefits.

Employers might try to deny workers’ comp benefits to employees even with legitimate claims. An attorney may be able to help prove their case.