At the Paul M. Erspamer Law Offices, SC, in Wisconsin, we understand the financial difficulties you face when you get hurt on the job and cannot go back to work until you heal. We also know that even though one of the purposes of Wisconsin’s no-fault workers’ compensation system is to provide you with compensation for your lost wages while you are off work, insurance companies do not always pay you what and when they should.
As explained by the State of Wisconsin Department of Workforce Development, the first type of lost wages claim you file generally is for temporary total disability. You receive this type of compensation while you are off work receiving treatment, but before your doctor determines whether or not you have a permanent disability. TTD benefits pay you two-thirds of your average weekly wage, up to a maximum of $994 worth of benefits per week. These benefits last until your condition stabilizes and you are not likely to get any better with further treatment.
Temporary partial disability
If your injury or occupational illness is such that you must temporarily work shorter hours once you return to your job, or accept a job that pays less than your former one, you have a temporary partial disability. TPD benefits amount to the difference between your former weekly wage and your present one and generally last as long as your temporary partial disability lasts.
Permanent partial disability
The third type of wage loss claim you can file is one for permanent partial disability. You receive this type of benefit if and when what your doctor initially thought was temporary actually becomes permanent. In other words, the lingering effects of your work-related injury or illness preclude your ever returning to your former higher-paying job.
How long PPD benefits last depends on what type of injury you received. The law sets specific time limitations for specific injuries, called scheduled benefits. Other injuries, however, fall under the nonscheduled classification. These types of PPD benefits last for various percentages of 1,000 weeks. In either case, the amount you receive represents two-thirds of what you earned each week at your original job.
For more information on this subject, please visit this page on our website.